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Benefits of

COVER

EXPATCARE provides benefits cover to employers with employees on international assignments. With EXPATCARE, it’s easier than ever to select the solution that’s right for you and your employees — and to get started. We offer a comprehensive, flexible range of products along with our standard services and network options which are designed to suit you and your employees.

COUNTRY OF RESIDENCE

PRIMARY HEALTH BENEFITS

BRONZE SILVER GOLD DIAMOND PLATINUM EXECUTIVE
Annual Limits - R250 000 R310 000 R565 000 R750 000 R1 200 000
Event/Incident Limit Budget R1 750 - - R1 750 R1 750
Consultation (Incident Limit of R550 for GP visit and R1 500 for Specialist visit) Up to benefit limit R5 050 - - R21 970 R33 800
Dentistry (Limit R850 per visit) Up to benefit limit R2 850 - - R6 760 R10 400
Optometry (Incident Limit of R 750per visit. R1 150 per set of glasses every 2nd year) Up to benefit limit R1 850 - - R3 380 R5 200
Laboratory (Incident Limit of R1 000 on Silver, R1 500 on Platinum and R2 000 on Executive) Up to benefit limit R5 550 - - R10 985 R16 900
Radiology (Incident Limit to a max of R7 500) Up to benefit limit R17 500 - - R32 955 R50 700
Pharmacy Acute (Incident Limit R200 per item on the script to maximum of 5 items per script)) Up to benefit limit R4 950 - - R12 250 R18 850
Ancillary (Incident Limit R430 per session) Up to benefit limit 6 sessions - - 10 sessions 15 sessions
Maternity (Out Patient Cover) (Incident Limit R1 200 per visit) Up to benefit limit R3 043 R4 565 R6 848 R8 840 R13 600

HOSPITAL BENEFITS

BRONZE SILVER GOLD DIAMOND PLATINUM EXECUTIVE
Incident Limit - R17 000 - - R52 000 R80 000
Hospitalisation (Subject to Incident Limit) - Full cover - - Full cover Full cover
Pharmacy (Subject to Incident Limit) - Full cover - - Full cover Full cover
Radiology (Subject to Incident Limit) - Full cover - - Full cover Full cover
Pathology (Subject to Incident Limit) - Full cover - - Full cover Full cover
Rehabilitation (Subject to Incident Limit) - Full cover - - Full cover Full cover
Prosthesis and Devices (Subject to Incident Limit) - Full cover - - Full cover Full cover
Maternity (Natural Birth) - R4 869 - - R14 200 R21 760
Maternity (C/Section) - R7 303 - - R21 200 R32 640

COUNTRY OF NON RESIDENCE

INTERNATIONAL / BACK HOME BENEFITS

BRONZE SILVER GOLD DIAMOND PLATINUM EXECUTIVE
Incident Limit - R17 000 R25 000 R41 000 R61 750 R95 000
Hospitalisation (Subject to Incident Limit) - Full cover Full cover Full cover Full cover Full cover
Pharmacy (Subject to Incident Limit) - Full cover Full cover Full cover Full cover Full cover
Radiology (Subject to Incident Limit) - Full cover Full cover Full cover Full cover Full cover
Pathology (Subject to Incident Limit) - Full cover Full cover Full cover Full cover Full cover
Rehabilitation (Subject to Incident Limit) - Full cover Full cover Full cover Full cover Full cover
Prosthesis and Devices (Subject to Incident Limit) - Full cover Full cover Full cover Full cover Full cover
Maternity (Natural Birth) - - R7 304 R10 957 - -
Maternity (C/Section) - - R10 956 R16 435 - -

ADDITIONAL COVER

BRONZE SILVER GOLD DIAMOND PLATINUM EXECUTIVE
Death Cover R5 000 R12 000 R18 000 R23 000 R24 000 R25 500
Repatriation of mortal remains R15 500 R15 500 R15 500 R15 500 R15 500 R15 500
Accommodation - - - R7 500 R9 500 R15 600
Travel Fare - - - Additional Premium Economy Economy
Air Ambulance, (70% of cost to a maximum,of R 250 000) - - - Additional Premium Additional Premium Inclusive
Ambulance Assistance R1 500 R1 500 R1 500 R1 500 R1 500 R1 500
Pharmacy – Chronic Medication (12 scripts of R1000 per scripts) R12 000 R12 000 R12 000 R12 000 R12 000 R12 000
Mobile Communication (Airtime Advance in case of emergency) R29 R29 R29 R29 R29 R29

Expatcare

EXPATCARE is Underwritten by GENRIC Insurance Company Limited (FSP: 43638) and Administered by BUADCO PTY LTD (FSP: 48126) GENRIC Insurance Company Limited is an authorised Financial Services Provider and Registered Short Term Insurer.